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Welcome
to Smart & Calm Money

Release Money Stress, Embody Financial Calm, and Start Building Wealth by Investing Today.

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MY MISSION

"I empower women to own their money and confidently step into stock market investing, enabling them to create financial peace and success."

IS THIS FOR YOU?
You are in the right place if...

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Money feels like a constant source of stress

You rely on others to manage your finances

Investing feels risky and overwhelming

No matter how much you make or have, it always feels like not enough. Bills weigh heavy on your chest. You avoid checking your bank accounts. Spendings control you — not the other way around.

Whether it’s your partner, a bank advisor, or sheer avoidance, you feel unqualified to make decisions about your money.

The stock market feels confusing, risky, and intimidating. So, your money stays parked in a “safe” account being eaten up by inflation.

WHICH INSIGHTS YOU WILL GAIN

How to take control over your money instead of letting it control you.

Why your mindset matters most: The beliefs you hold about money and investing are the key to unlocking your success.

Learn why the stock market isn't rocket science - and yes, you can do it, too!

Your first step to calm and wealth. Just one step separates you from building a financially peaceful life.

About

Hola, I am Kristina!

A proud Barcelonan by choice, fluent in four languages (German, English, Russian, and Spanish), and passionate about helping women rewrite their money stories. 

 

But let’s keep it real— I wasn’t always the calm, confident money mentor you see today. Like you, I once felt overwhelmed, anxious, and stuck when it came to finances.


Let me tell you my story: 

In 2021, I jumped into the stock market… and - spoiler alert - made every mistake possible: I followed “hot tips,” invested on impulse, and let fear drive my decisions. The result? I lost money. I almost gave up.

 

Deep down, I refused to hand my future to a banker or let inflation devour my savings. So, I took charge and invested 10.000s of Euros in financial education, devoured investment strategies, and still… I hit a wall. 

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Why? Because I had deep-seated beliefs sabotaging my success. The breakthrough came when I addressed my inner roadblocks by calming my nervous system and rewiring my deep-seated beliefs about money.

 

Once I did this inner work, everything changed:

✨ I started attracting unexpected windfalls—from salary raises to surprise cash.

✨ My investments flourished.

✨ And for the first time, I felt truly confident with my finances.

 

Now, I’m on a mission to help YOU do the same. I’m not here to hand you quick fixes or “fish” for you — I’m here to empower you to fish for yourself. Because when you master the art, the entire ocean of opportunity is yours. Are you ready to dive in?

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It is time to own your money and become your own sugar mommy.

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